The Challenge
Elmbridge Digital Banking is the client behind this project. An Edison, New Jersey financial services organization served individual and business customers online. It needed reliable access to accounts, transfers, bill payments and financial records.
High transaction volumes and real-time processing requirements made accuracy and security central to the architecture. Fraud alerts and stronger customer authentication were also part of the required service.
What ApexCore Digital built
ApexCore Digital implemented secure REST APIs, transaction validation and Kafka-based event processing. Encryption, multi-factor authentication and monitoring support access control and transaction oversight.
The Angular platform provides account management, beneficiary management, fund transfers, transaction histories and bill payments. Financial reports and fraud alerts support visibility into account activity. PostgreSQL and Redis form part of the data and caching stack.
How the workflow supports the business
The digital banking experience brings frequently used account functions into a single interface. Customers can manage beneficiaries, transfer funds, pay bills and review transaction history. Behind these interactions, transaction validation, event processing and monitoring support operational control, while multi-factor authentication strengthens the access workflow. Reconciliation accuracy and transaction success are reported separately because they describe different aspects of the service. The platform connects the customer’s banking activity with the records and controls the organization needs to manage that activity.
Reported KPIs
- 99% transaction success rate.
- 99% system availability.
- 95% MFA adoption.
- 9% reconciliation accuracy.
Technology: Angular, Java, PostgreSQL, Spring Security, Apache Kafka, Redis, REST APIs, AWS.
